Insurance & Payment
We believe quality physical therapy should be accessible to everyone. We work with most major insurance plans and offer flexible payment options.
Verify Your BenefitsPayment Options
We offer multiple ways to pay for your care so you can focus on getting better.
Insurance
We bill most major insurance plans directly. You're only responsible for your copay, coinsurance, or deductible at the time of service.
Self-Pay
No insurance? No problem. We offer competitive self-pay rates and payment plans to make care accessible.
HSA/FSA
Physical therapy is an eligible expense for Health Savings Accounts and Flexible Spending Accounts.
Payment Plans
We offer interest-free payment plans to help you manage your healthcare costs over time.
Accepted Insurance Plans
We're in-network with most major insurance providers. Don't see yours? Give us a call—we may still be able to help.
Blue Cross Blue Shield
Aetna
United Healthcare
Cigna
Humana
Medicare
Medicaid
Tricare
Workers Compensation
Auto Insurance
Don't see your insurance? Call us to verify coverage
Understanding Your Benefits
Insurance coverage for physical therapy can be confusing. Here are some common terms you should know:
A fixed amount you pay for each visit (e.g., $30 per session)
A percentage of the cost you pay after meeting your deductible (e.g., 20%)
The amount you pay out-of-pocket before insurance kicks in
Maximum number of PT visits covered per year (varies by plan)
Approval required from insurance before treatment begins
Free Benefits Verification
Not sure what your insurance covers? Our team will verify your benefits and explain your out-of-pocket costs before your first visit.
- We contact your insurance for you
- Know your costs upfront
- No surprise bills
- Help with pre-authorization if needed
Self-Pay Rates
Transparent pricing for patients without insurance or those who prefer to pay out-of-pocket.
| Service | Rate |
|---|---|
| Initial Evaluation | $150 |
| Follow-up Visit (45 min) | $100 |
| Extended Follow-up (60 min) | $125 |
| Dry Needling Session | $50 |
| Wellness Package (10 visits) | $850 |
* Prices subject to change. Contact us for current rates.
Insurance FAQs
Do I need a referral from my doctor?
Most states allow direct access to physical therapy without a referral. However, some insurance plans require a referral for coverage. We can check your specific plan requirements.
How many visits will my insurance cover?
Coverage varies by plan. Most plans cover 20-60 visits per year. We'll verify your specific benefits before treatment begins.
What if my insurance doesn't cover physical therapy?
We offer competitive self-pay rates and payment plans to make care accessible. Many patients find that paying out-of-pocket is more affordable than they expected.
Will you bill my insurance directly?
Yes, we handle all insurance billing for you. You're only responsible for your copay, coinsurance, or deductible at the time of service.
What if I have both primary and secondary insurance?
We can bill both insurances for you. Often secondary insurance covers what primary doesn't, reducing your out-of-pocket costs.
Questions About Coverage?
Our team is happy to help you understand your insurance benefits and out-of-pocket costs. Give us a call!